Most links in our content provide compensation to Slickdeals. Applying for and maintaining consumer credit accounts is an important financial decision, with lasting consequences, and requires thought, planning and comparison shopping for the offer that best suits your personal situation. That's why we offer useful tools to evaluate these offers to meet your personal objectives. Be sure to verify all terms and conditions of any credit card before applying.
The average cost of groceries for a family of four range from around $1,000 to $1,200 a month, and it's probably going to keep increasing due to the current economic environment. With the right credit card, you can earn hundreds of dollars back for this essential monthly expense in the form of cash back or rewards.
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The Blue Cash Preferred® Card from American Express
The Blue Cash Preferred® Card from American Express
Annual Fee$95More info
$0 Intro annual fee for the first year, then $95
Rewards Rate1% - 6%CashbackMore Info
Earn 6% cash back per dollar spent at U.S. supermarkets, up to $6,000 each year (then 1%) and 6% back on select U.S. streaming services. You'll also earn 3% back on gas from U.S. gas stations and transit expenses, including taxis, rideshare, parking, tolls, buses and more. All other eligible purchases earn 1% back
Welcome Bonus$250Cash BonusMore Info
Earn a welcome bonus of $250 (statement credit) once they spend $3,000 with the card during their first six months of card membership
Recommended Credit Score670-850Good, ExcellentMore Info
A credit score is used to indicate the creditworthiness of an applicant, but it is only one of several factors considered for approval. These credit scores alone are not guarantees for approval and should only be used as guidelines.
Earn a $250 statement credit after you spend $3,000 in purchases on your new card within the first 6 months
$0 intro annual fee for the first year, then $95.
Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It(R) to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.99% - 29.99%. Variable APRs will not exceed 29.99%.
6% cash back at U.S. supermarkets, up to $6,000 each calendar year (then 1%)
6% cash back on select U.S. streaming subscriptions.
3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
1% cash back on other purchases
Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit
Get up to $120 in statement credits annually when you pay for an Equinox+ membership at equinoxplus.com with your Blue Cash Preferred(R) Card. That's $10 in statement credits each month. Enrollment required.
Thinking about getting The Disney Bundle which includes Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $12.99 or more each month on an eligible subscription with your Blue Cash Preferred Card. Enrollment required.
Terms Apply
This card earns generous cash back at U.S. supermarkets and gas stations and on select streaming services, potentially making it an excellent fit for households with big grocery and transportation costs.
10x on Hotels, Car Rentals, and Attractions booked through CitiTravel.com
3x -- Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases
3x -- Earn 3 Points per $1 spent on Restaurants
3x -- Earn 3 Points per $1 spent on Supermarkets
3x -- Earn 3 Points per $1 spent on Gas and EV Charging Stations
1x -- Earn 1 Point per $1 spent on All Other Purchases
Sign Up Bonus60,000Citi ThankYou® PointsMore Info
Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com. Dollar Equivalent: $1,080 (60,000 Citi ThankYou® Points * 0.018 base)
Recommended Credit Score670-850Good, ExcellentMore Info
A credit score is used to indicate the creditworthiness of an applicant, but it is only one of several factors considered for approval. These credit scores alone are not guarantees for approval and should only be used as guidelines.
Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
Earn 1 Point per $1 spent on all other purchases
$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
No expiration and no limit to the amount of points you can earn with this card
No Foreign Transaction Fees on purchases
The Citi Strata Premier℠ Card, from our partner Citi, is worth considering if you’re looking for accelerated travel rewards but don’t want to pay a huge annual fee. It’s easy to quickly rack up lots of points on this card. While you can redeem ThankYou Points for gift cards, you’ll get more value when you redeem points for flights and hotels, and potentially even better value when you transfer points to travel partners.
Earn $200 Back After you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. You will receive the $200 back in the form of a statement credit.
bonus_miles_full
Recommended Credit Score670-850Excellent, GoodMore Info
A credit score is used to indicate the creditworthiness of an applicant, but it is only one of several factors considered for approval. These credit scores alone are not guarantees for approval and should only be used as guidelines.
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
No Annual Fee
Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 18.99% - 29.99% variable APR.
3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
Get $7 back each month after using your Blue Cash Everyday Card to spend $12.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
Terms Apply
The Blue Cash Everyday® Card from American Express offers good value among cash back rewards card competitors. Between its competitive grocery rewards rate and welcome offer, it’s easy to extract a lot of value from this card.
Annual Fee
Rewards Rate
Bonus Offer
Recommended Credit Score
The Blue Cash Preferred® Card from American Express
Earn 6% cash back per dollar spent at U.S. supermarkets, up to $6,000 each year (then 1%) and 6% back on select U.S. streaming services. You'll also earn 3% back on gas from U.S. gas stations and transit expenses, including taxis, rideshare, parking, tolls, buses and more. All other eligible purchases earn 1% back
$250Cash BonusMore Info
Earn a welcome bonus of $250 (statement credit) once they spend $3,000 with the card during their first six months of card membership
670-850Good, ExcellentMore Info
A credit score is used to indicate the creditworthiness of an applicant, but it is only one of several factors considered for approval. These credit scores alone are not guarantees for approval and should only be used as guidelines.
10x on Hotels, Car Rentals, and Attractions booked through CitiTravel.com
3x -- Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases
3x -- Earn 3 Points per $1 spent on Restaurants
3x -- Earn 3 Points per $1 spent on Supermarkets
3x -- Earn 3 Points per $1 spent on Gas and EV Charging Stations
1x -- Earn 1 Point per $1 spent on All Other Purchases
60,000Citi ThankYou® PointsMore Info
Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com. Dollar Equivalent: $1,080 (60,000 Citi ThankYou® Points * 0.018 base)
670-850Good, ExcellentMore Info
A credit score is used to indicate the creditworthiness of an applicant, but it is only one of several factors considered for approval. These credit scores alone are not guarantees for approval and should only be used as guidelines.
Earn $200 Back After you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. You will receive the $200 back in the form of a statement credit.
bonus_miles_full
670-850Excellent, GoodMore Info
A credit score is used to indicate the creditworthiness of an applicant, but it is only one of several factors considered for approval. These credit scores alone are not guarantees for approval and should only be used as guidelines.
Best Credit Cards for Buying Groceries
If you want to master the art of earning credit card rewards, there’s one essential rule you need to follow: Never spend extra money on your quest for points or cash back.
Instead, successful credit card reward hacking consists of earning points, miles or cash back from purchases you’d need to make anyway. There are credit cards that offer higher rewards for another common expense: grocery shopping.
According to the USDA, the cost of feeding a family of four a nutritious diet can run between $565 to $1,286 per month. If you use the right grocery store rewards credit card to pay for those purchases (and pay off your full balance each month), you could enjoy some valuable perks.
We’ve rounded up the best rewards credit cards for groceries from our partners to help you earn rewards every time you swipe at the supermarket.
Methodology
We chose our best rewards credit cards based on the total value they offer to cardholders through ongoing rewards, sign-up bonuses, 0% APR promotions and other perks. We also broke the cards down into clear categories that highlight features that credit card users are typically interested in — for example, premium travel vs. general travel, flat rewards vs. tiered rewards, and so on.
While some cards charge annual fees, we only picked ones that make it easy to make up for them with the value they provide. Before you apply, though, take some time to compare these cards with other top credit card offers to make sure you get the best fit for you.
Best Credit Cards for Groceries and Supermarkets FAQ
Most grocery rewards credit cards provide cash back, points or miles on purchases made at grocery stores, supermarkets and even online grocery spending. In general credit cards that offer accelerated rewards earning for groceries will award cardholders additional rewards every time they make purchases at a retailer that codes as a grocery store.
It depends on the credit card issuer. American Express typically only provides bonus rewards for purchases made at U.S. supermarkets. However, Chase and Capital One will generally award accelerated earnings to purchases at worldwide grocery stores. Check with your credit card issuer for specific details.
Each credit card will have its own qualifying credit score requirement. In many cases, you’ll need a credit score of 670 or higher to qualify for a rewards credit card. Applicants with bad credit will most likely have a difficult time getting approved, but people with fair credit (FICO 580 to 669) or poor credit (300 to 579) may qualify for a secured credit card that offers points or cash back on all purchases, including groceries.
Some travel and cash-back credit cards offer higher-than average rewards when you make purchases at supermarkets and grocery stores. Earning rewards for buying groceries is as easy as shopping at your local supermarket and paying with your credit card.
A grocery rewards credit card is the same as a rewards credit card that offers accelerated rewards earning for spending at grocery stores and supermarkets. Rewards vary by card issuer and a card user’s spending habits.
